| What To Look For In An Investment
Manager |
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The best investment
managers help their clients address their financial planning
through a comprehensive approach. Considerations in the
planning process:
• Examining
your present financial situation including your net worth,
income and expenses and planning for emergency
needs.
• Having
adequate protection in the event of a premature death, disability
to a wage earner or addressing long-term
care costs.
• Minimizing
the impact of income taxes so you can keep more of what
you earn.
• Planning
for adequate retirement income which includes accumulating
retirement assets, managing distributions,
the sale of business interests and projecting the impact
of an earlier or later retirement.
• Preserving
wealth by eliminating excessive estate settlement costs
and inheritance taxes. Planning for the
transfer of personal or business assets using estate planning
vehicles.
• Constructing
a thoughtful investment strategy to manage assets that will
likely serve many purposes such as educational
expenses, buying a vacation home or long-term financial
security.
We live in a
world ripe with investment opportunities, offering a myriad
of investment avenues to pursue. While each promises the
potential for reward, a singular and narrowly defined investment
approach may be limiting. Selecting the right combination
of these opportunities is the challenge. Achieving financial
success is a complex and confusing process to even the most
experienced investor--one that requires a significant amount
of time, knowledge and resources.
Many investors
demand a different investment approach, one that elevates
their portfolio beyond one-dimensional product strategies
and leverages the expertise of highly skilled professional
investment managers. The Advisor Review searches for managers
that offer just this kind of approach. Designed to protect
and increase your wealth by delivering the potential for
superior after-tax returns, with an unprecedented level
of personalized service and expertise. What distinguishes
our advisors is their personal emphasis. They build our
services around you--your goals, your time frame, and your
tolerance for risk. As your needs change, our ongoing management
process ensures that your investment portfolio evolves with
you. The result is well-tuned, five-step asset management
process designed to respond to your individual needs while
also responding to the dynamics of capital markets.
A five-step asset
management process to a successful financial future.
Your investment
manager will develop a personal profile of your individual
investment needs and objectives, time horizon and attitude
toward investing.
• Develop
a personalized asset allocation policy based on your needs
and objectives as identified in Step 1.
This policy strives to maximize your investment returns
relative to your risk tolerance through
the carefully diversified allocation of your investments.
• Your asset
allocation policy is implemented by investing in a well-diversified
portfolio and is managed by preeminent
money managers.
• Your investment
portfolio is carefully monitored on an ongoing basis to
ensure that it remains consistent with
your agreed-upon asset allocation policy. If the relative
value of investments in your portfolio
changes enough to become inconsistent with this policy,
it is re-balanced.
• We will
communicate with you on a regular basis, provide comprehensive
reporting and statements providing the
details of your account---including total asset value and
a record of all transactions that occurred
in the reporting period.
• The asset
management process is a proven blueprint that attempts to
minimize risk while maximizing the potential
for return on your investments.
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